If you only care about one thing, you don’t have a dilemma. All of your resources can go to that thing.

But if you care about more than one thing, you have a dilemma. It’s a budgeting dilemma. You only have so much time, energy, and money. How will you allocate them?

Budgets are one part spreadsheet and one part story.

If you’re having a budgeting dilemma, it may help to start with the story you tell yourself.

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