Risky means the possibility of misfortune or losing something valuable to you.
Exercise is risky. Sedentary is risky.
The city is risky. The country is risky.
Commitment is risky. Separation is risky.
Going outside is risky. Staying inside is risky.
Travel is risky. Never leaving your town is risky.
Publishing your thoughts is risky. Silence is risky.
Driving your car is risky. Public transportation is risky.
Starting a business is risky. Being an employee is risky.
Trying something new is risky. Sticking with the old is risky.
Investing in the market is risky. Putting it in the mattress is risky.
We spend a fair amount of our time and effort managing risk. It seems to me, though, that just waking up is risky.