Shortcuts can feel smart.
You figured it out, or someone gave you a cheat code. Efficient. Easy.
But what did you miss?
What didn’t you experience?
What happens next time?
When things break (they always break), you might realize that the shortcut came with a tax.
By all means, take the shortcut if it makes sense, but do it with your eyes open. Because shortcuts aren’t always progress.
And the interest rate is steep.
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